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AmeriPlan® – A True Work At Home Career

AmeriPlan® has been in business since 1992 and since then, it has been helping thousands and thousands of people save money on their health care. A very large number of people in the United States today are uninsured or under-insured simply because not everyone can afford today’s high cost of health insurance. AmeriPlan® is not insurance, but a much better alternative. They offer discount benefit plans that help its members save up to 80% and more on all of their medical, dental, vision, prescription and chiropractic services.  

AmeriPlan® is set up as follows:  

Their headquarters is based in Plano Texas. It is equipped with close to 250 full timers who process all applications submitted to them by Independent Business Owners (IBO) who work from their homes all across the United States. Every discount benefit plan that AmeriPlan® offers MUST be purchased through an independent business owner working from home.

They set up their homes as a “call center”. People respond to their advertisements and either call them or request more information through their websites. The IBO then contacts this person back and give them the information that they have requested. They will also ask them questions so they can pair them up with a benefits package that will work best for them and their family. Once the IBO presents the information over the phone to the prospect, they fill up their application and submit it to the AmeriPlan® headquarters through their Internet connection. The customer service staff working on location, will take over the application and complete the process. THEY issue and mail out the memberships cards and packets and THEY collect all payments. The IBO’s sole responsibility it to respond back to people, give them the information and fill out the applications. AmeriPlan® takes care of the rest.

There is no cold-calling as IBOs only contact people who have requested information from them.

FREE ongoing training is provided to all Independent Business Owners.

All Independent Business Owners are provided FREE ongoing training under a team. The training is done at their homes over the phone and on the Internet. They immediately receive the link and password to their team’s website where they will be guided step by step on how to get up and going with the company. 

There are also LIVE training calls held every day of the week that cover topics such as: Orientation; Health Benefits Training; How To Talk To Prospects; How To Enroll Small Groups and much more.

Many training calls are recorded and the audio links are added to the training website and on the team’s newsletters. This way it makes it more flexible for people with tight schedules.

Aside from all this training, every new IBO will also have a personal trainer and one on one mentoring at no cost.

AmeriPlan®’s Discount Programs

AmeriPlan® has 4 incredible discount programs available. These can be used on their own or as a supplement to any existing health insurance.  

Dental PLUS – Includes Vision, Prescription and Chiropractic benefits. This plan saves members up to 80% on their dental, vision, prescription and chiropractic services. There are no limits on visits or services. This plan is only $14.95/month for a single membership ~OR~ $19.95/month for an entire household – related or not. All people living under the same address will be covered at that one low price.

Basic Wellness – This plan includes Vision Services, Prescription Drug Services, Hearing Services and 24/7 Nurse Line.  This plan is only $14.95 to cover an entire household.

Total Health Plus- Includes Primary Care, 24/7 Nurse line, Ancillary Services, Podiatry, Surgeons, Pre-Natal Care and much more. The cost of this plan ranges from $29.95 – $59.95 – Depending on certain add-ons such as Dental Plus and other non-medical programs.

AmeriPlan® also offers non medical programs to help people save more.  

SecureNet – Protects your money, your credit, your family and your children. This program offers Roadside Assistance, Legal Services, Financial Services, Credit Repair, Debt Management, Identity Theft and Child Protection Services. The cost for this membership is only $24.95/month.

Savings Card – Saves you money on EVERYDAY Expenses: This program is called the “Freedom Pass“. It offers savings on dining, automotive, shopping, travel, cruises and recreation. The cost for this program is only $14.95/month.

YES, THAT IS WHAT AMERIPLAN® IS ALL ABOUT! 
AmeriPlan® loves to help people SAVE money.

What type of people does AmeriPlan® seek?

AmeriPlan® is looking for people who want to make a realistic income from the comfort of their homes. They must be comfortable on the phone and using a computer.

This opportunity is not for those who are looking to get rich quick. Most IBOs are making a comfortable income with this business. Many still work a full time job while working this business on a part time basis. For many, this has been an incredible supplement to their income, while for others it has been able to completely replace their full time incomes.

Success with AmeriPlan® is very typical. However, the person needs to understand that there is work involved. They need to commit to the trainings and to working their business. It is recommended that a person work this business a minimum of 2 hours per day or 10-12 hours per week. More would be fantastic, but if 2 hours per day is all that can be put into the business, this has to be done on a consistent basis. AmeriPlan® has no quotas and no caps on earnings. Each IBO chooses how many and which hours of the day they want to work.

 

How much money can a person make with AmeriPlan®?

AmeriPlan® pays a 30% RESIDUAL commission on each membership enrolled. With residual, a person gets paid over and over for work they do ONCE.

There are two different ways an IBO can earn money.

The first is by enrolling members into the discount health benefits packages. The other is by enrolling people to work from home with AmeriPlan®.

When enrolling health memberships, IBOs get paid anywhere from $4.48 – $17.98 per membership, per month. When enrolling people to work from home, they get paid $15 – $30, per person, per month. The difference in amounts depend on the package that the person chooses. No matter what the cost is, the IBO will get 30% of it, each and every month for as long as it remains active.

How much residual can a person build in 6 months? In one year?!  

AmeriPlan® health memberships have a very high retention - close to 90%. This means that 90% of the people who enroll in their health membership packages stay for long periods of time. AmeriPlan® has NO CONTRACTS. People can cancel at anytime. They choose to stay because they NEED these great benefit.

 

Is There a Cost To Work This Business From Home?

With AmeriPlan® you are not going to be working a “JOB”. This is a BUSINESS. You will get paid on a 1099 identifying you as an independent contractor. This makes you eligible for all of those huge home office deductions! As a home business owner, you will be able to write off a portion of things you normally pay for now in your home – as business expenses. Some of these include, rent or mortgage, electricity, computer, Internet, gas and much more. Many people are not really aware of the great benefits that come with being a home business owner.

Just like a franchise – if someone were to open up a McDonald’s or a Burger King, there are expenses involved because it is a BUSINESS. The same goes with AmeriPlan®. AmeriPlan® is not offering “employment” but rather an opportunity to own a profitable home business under their name, just like McDonald’s is owned by one person  – but locations are owned by different owners. The difference here is that a person does not have to have thousands of dollars to get started. Even a person earning minimum wage can afford to start their own AmeriPlan® business.

AmeriPlan® has different options which makes it easier for people to get started. It all depends on the financial situation the person is in.

OPTION # 1: Basic IBO

With this option a person can start their AmeriPlan® home business with an initial investment and a monthly recurring overhead of just $50. This overhead is completely tax deductible. It is contract-less and it can be cancelled at anytime.

The Basic IBO gets the following:

• Dental Plus Benefits – For entire Household – Save up to 80% on all dental, vision, prescription and chiropractic services.
• Freedom Pass (Limited) – Offers savings on dining, automotive, recreations and shopping.
• An Accidental Death & Dismemberment life insurance policy (Upon qualification)
• Unlimited training and support
• 3 e-commerce enabled websites - hosting, maintenance, design and updating included
• 1 IBO back office. This website maintains the IBO’s business records up to date and enables them to check up on their enrollments and their earnings
• Full customer support for all the members the IBO signs up. This is a full team of people who work FOR the IBO.  
• ekit- an online start-up kit with .pdf files of brochures, applications and more
• Direct Deposit Options (After advancement in the company)
• 401K program (Once monthly residual income reaches $1000)

  

OPTION # 2:  Premier IBO

This is the most popular option since it includes the best benefits package. A person starting up with this option will have an initial investment and recurring monthly overhead of $100. 

The Premier IBO gets all of the benefits as the Basic IBO PLUS the following:

• Total Health - For Entire Household - Includes: Physician Care, Hospital Advocacy, Podiatry, 24/7 Nurseline (Not included in Option 1) 
• SecureNet Program - Which Includes: ID Theft Protection, National Child ID Kit, Family Legal Plan, Roadside Assistance and Financial Services.
• Freedom Pass (Plus) – Great savings on dining, automotive, recreations, shopping, hotels, golf, condo resorts, cruises, travel packages, car rentals, movies and much more. To see your estimated savings 
• AmeriPlan Tax & Money Matters (ATM2) Club~ Quarterly Tax Advice from Sandy Botkin, CPA
• Ability to upgrade to TOP (Trainer Optional Program – Option 3 below)

 

OPTION # 3: TOP (Trainer Optional Program)

This is perfect for someone who is coming in with a lot of experience in phones and marketing. A person who wishes to start with this option will need an initial investment of $500 with a monthly recurring overhead of $100.

The TOP option offers all of the benefits as the Basic and the Premier IBO PLUS a lot more benefits, including bonus opportunities!

IBOs who start off with the TOP option get:

• All the benefits listed above on Option 1 and Option 2
• $300 in gift certificates for business supplies to help set up a home office.
• $500 in redeemable gas vouchers
• $100 Jump Start Bonus opportunity paid when enrolling 3 new memberships within their first 28 days.  

 

 

OPTIONAL ADD ONS:

All IBOs who start on either of the options above also have to option of investing in a broker kit with contents valued at over $120. New IBOs can take advantage of this kit during their initial enrollment for just $45.

This kit contains:

(1) IBO Benefits Guide
(1) Welcome Letter
(2) Sales Aid Order Forms (with return envelopes)
(1) AmeriCAM™/IBO Support Instructions
(1) New IBOs: Your Questions Answered
(1) AmeriPlan® Discount Programs “What-If” DVD
(1) “What If” DVD order form (with return envelope)
(50) Dental Plus brochures
(50) Total Health brochures
(25) Total Health Plus brochures
(25) AmeriPlan® Discount Programs Combo brochures
(10) New IBO Benefits Agreements
(1) IBO “AmeriPlan Health® Membership Application”
(1) IBO Commission Election Form
(3) $25.00 Sales Aid Certificates (Totalling $75 for use to purchase marketing supplies such as more brochures, DVDs and more)

How can a person receive more information and how can a person get started?

Starting an AmeriPlan® home business is very simple. It is recommended that you first request an interview so you can get your questions answered and go over more information with a recruit to see if this business opportunity is the best for you.

Marlene Jones is an AmeriPlan® recruiter, presently working with the fastest growing team in AmeriPlan®. She offers a training TRIAL so people can attend before making a decision to join her team.

You can request an Interview with Marlene Jones at: http://www.freedomathometeam.com/getpaid/request

 
*AmeriPlan®’s business opportunity is not presently available in the states of Montana and Alaska. The opportunity is available to South Carolina residents but with special rules according to their state law. Contact Marlene Jones for more information.

 

About the Author

Marlene is a stay at home mom of two small children. She enjoys spending time at home with her kids while running a successful home business.

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